True Ticket CostIndependent · not a court or government site

Traffic ticket calculators

The fine is only part of the bill. Start with the real cost of your ticket, then check your points, your deadlines and whether it's worth fighting.

What will my ticket really cost?

Adds the court fine to three years of higher insurance, for 309 courts in every state. One speeding ticket raises a full-coverage premium about 24% on average nationally.

Have your notice? Add your own numbers

Estimate from published rules, not legal advice. The amount on your notice is what you owe.

Open the full cost calculator, with how it adds up →

What else can you check?

Am I close to a suspension?

Checks your points or ticket count against your state's suspension limits. 39 states use points, and 51 set a limit you can check here.

Check my points →

When is my ticket due?

Works out the dates to respond, finish traffic school and avoid a failure to appear. 19 states set a fixed number of days to respond.

Work out my dates →

Should I take traffic school?

A yes or no for your state and ticket: whether a course keeps it off your record, away from your insurer, or just takes points off.

Get my answer →

Should I fight it or pay?

Compares paying now with contesting, including the insurance cost a conviction brings. It shows when a dismissal is worth the time.

Compare fight and pay →