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Speeding ticket in Colorado

A speeding ticket in Colorado costs about $57 to $301 with court costs and fees, and carries 0–12 points. Insurance typically rises about 26% after one ticket.

FineAbout $57–$301estimate with court costs
Points0–12
Insurance over 3 years+$2,546+26% for about 3 years
Driver improvement school (court-ordered)No

Add up my ticket All Colorado rules

What does the Colorado state schedule charge for a speeding ticket?

The fine is only part of what you pay. Court costs and fees are added on top, and they are often more than the fine itself.

1–4 mph overAbout $57[4]$30 fine + costs
5–9 mph overAbout $101[4]$70 fine + costs
10–19 mph overAbout $172[4]$135 fine + costs
20–24 mph overAbout $253[4]$200 fine + costs
25+ mph overAbout $151–$301[4][5]$150–$300 fine + costs

How many points is it?

Will a speeding ticket raise your insurance?

Most likely. Insurers treat it as a speeding conviction. In Colorado one speeding ticket raised a full-coverage premium by about 26% on average[1], or about $2,546 over three years on a typical $3,264 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.

How long do you have to respond to a speeding ticket in Colorado?

  1. Date on noticePay or respondset by the court[6]
    Details

    Appear in county court on the date on your ticket (if you did not pay). If you miss it: For an infraction, missing the hearing means judgment is entered against you with the penalty, a docket fee and points. No bench warrant issues for an infraction.

  2. 20daysPay a state penalty assessment to the DMV and get reduced pointsfrom the ticket date[4][3][11]
    Details

    Pay a state penalty assessment to the DMV and get reduced points. If you miss it: After 20 days you lose the point reduction. The DMV still accepts late payment up to 20 days after it was due.

  3. 20daysDMV point-suspension hearing datefrom the notice date[3]
    Details

    DMV point-suspension hearing date. If you miss it: If you miss the hearing without a granted delay, the DMV suspends your license right away.

  4. 40daysLast day the DMV accepts payment before the ticket goes to courtfrom the ticket date[11][4]
    Details

    Last day the DMV accepts payment before the ticket goes to court. If you miss it: Tickets more than 40 days old have been sent to the court named on the ticket and must be handled there.

Can you keep a speeding ticket off your Colorado record?

Every way to handle a Colorado ticket, from paying to contesting →

Speeding tickets in every state →

What else do people ask?

How many points is a speeding ticket in Colorado?

Speeding, 1–4 mph over: 0 points. Speeding, 5–9 mph over: 1 point. Speeding, 10–19 mph over: 4 points. Speeding, 20–39 mph over: 6 points. Speeding 40 or more mph over: 12 points.

Will a speeding ticket raise my insurance in Colorado?

A speeding ticket raised full-coverage premiums about 26% on average in Colorado (ValuePenguin State of Auto Insurance in 2026).

Sources

Colorado law and DMV sources (6)
  1. C.R.S. §42-2-127 (authority to suspend license, point system schedule) in 2026 C.R.S. Title 42 (uncertified OLLS printout), Colorado Office of Legislative Legal Services.
  2. C.R.S. §42-4-1701 (traffic offense classes, penalty and surcharge schedule, zone doubling, penalty assessment payment) in 2026 C.R.S. Title 42, Colorado Office of Legislative Legal Services.
  3. C.R.S. §42-4-1101 (speed limits, classes, repeat-speeding points added by SB 26-035) in 2026 C.R.S. Title 42, Colorado Office of Legislative Legal Services.
  4. C.R.S. §§42-4-1708, 42-4-1709, 42-4-1710, 42-4-1716 (infraction hearings, penalty assessment notice, failure to pay or appear) in 2026 C.R.S. Title 42, Colorado Office of Legislative Legal Services.
  5. C.R.S. §42-4-1717 (driver improvement school) in 2026 C.R.S. Title 42, Colorado Office of Legislative Legal Services.
  6. Colorado DMV: Paying a ticket or penalty assessment, Colorado Division of Motor Vehicles.
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).