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Speeding ticket in Illinois

A speeding ticket in Illinois costs $164 on the state schedule and carries 5–50 points. Insurance typically rises about 24% after one ticket.

Fine$164state schedule
Points5–50
Insurance over 3 years+$1,598+24% for about 3 years
Court supervision with traffic safety schoolYes

Add up my ticket All Illinois rules

What does the Illinois state schedule charge for a speeding ticket?

1–10 mph over$164[7][4][22]
11–15 mph over$164[7][4][22]
16–20 mph over$164[7][4][22]
21–25 mph over$164[7][4][22]
26+ mph overOn your notice[10][8]

How many points is it?

Will a speeding ticket raise your insurance?

Most likely. Insurers treat it as a speeding conviction. In Illinois one speeding ticket raised a full-coverage premium by about 24% on average[1], or about $1,598 over three years on a typical $2,220 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.

How long do you have to respond to a speeding ticket in Illinois?

  1. Date on noticePay or respondset by the court[4][19]
    Details

    Plead by mail or online, or appear on the court date printed on the ticket. If you miss it: If you miss it, the court sends a notice for a new date at least 30 days out. Missing that one leads to a conviction entered without you.

  2. 30daysAppear or pay by the continued court date after missing courtfrom the court date[19]
    Details

    Appear or pay by the continued court date after missing court. If you miss it: The court enters an ex parte conviction with the full assessment plus a fine, reports it to the Secretary of State and can send unpaid amounts to collections.

  3. Date on noticeFinish traffic schoolset by the court[4][22]
    Details

    Finish the traffic safety class before supervision ends. If you miss it: Supervision is revoked and a conviction is reported to the Secretary of State.

Can you keep a speeding ticket off your Illinois record?

Every way to handle an Illinois ticket, from paying to contesting →

Speeding tickets in every state →

What else do people ask?

How many points is a speeding ticket in Illinois?

Speeding, 1–10 mph over: 5 points. Speeding, 11–15 mph over: 15 points. Speeding, 16–25 mph over: 20 points. Speeding, 26+ mph over: 50 points.

Will a speeding ticket raise my insurance in Illinois?

A speeding ticket raised full-coverage premiums about 24% on average in Illinois (ValuePenguin State of Auto Insurance in 2026).

Sources

Illinois law and DMV sources (9)
  1. Illinois Supreme Court Rule 529 Written Pleas of Guilty in Minor Traffic Offenses, Illinois Supreme Court.
  2. 730 ILCS 5/5-6-3.1 Incidents and Conditions of Supervision, Illinois General Assembly.
  3. 92 Ill. Adm. Code 1040.20 Illinois Offense Table (point values), Illinois Secretary of State (via JCAR).
  4. 705 ILCS 135/15-60 Schedule 12, dispositions under Supreme Court Rule 529, Illinois General Assembly.
  5. Illinois Supreme Court Rule 551 Traffic and Conservation Offenses for Which a Court Appearance is Required, Illinois Supreme Court.
  6. 625 ILCS 5/11-601.5 Driving 26 mph or more in excess of applicable limit, Illinois General Assembly.
  7. 730 ILCS 5/5-4.5-75 Petty offenses, sentence, Illinois General Assembly.
  8. 625 ILCS 5/6-308 Procedures for traffic violations, incl. text after P.A. 103-789, Illinois General Assembly.
  9. Kane County Circuit Clerk: When you receive a traffic ticket (plea and court supervision form), Clerk of the Circuit Court of Kane County.
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).