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Speeding ticket in Maryland

A speeding ticket in Maryland costs $80–$530 on the state schedule and carries 1–6 points. Insurance typically rises about 21% after one ticket.

Fine$80–$530state schedule
Points1–6
Insurance over 3 years+$1,595+21% for about 3 years
Driver Improvement Program (DIP)No

Add up my ticket All Maryland rules

What does the Maryland state schedule charge for a speeding ticket?

1–9 mph over$80[5]
10–19 mph over$90[5]
20–29 mph over$160[5]
30–39 mph over$290[5]
40+ mph over$530[5]

How many points is it?

Will a speeding ticket raise your insurance?

Most likely. Insurers treat it as a speeding conviction. In Maryland one speeding ticket raised a full-coverage premium by about 21% on average[1], or about $1,595 over three years on a typical $2,532 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.

How long do you have to respond to a speeding ticket in Maryland?

You have 30 days to pay or respond to a speeding ticket in Maryland. These are the dates that matter:

  1. 30daysPay or respondfrom the ticket date[3][4][10]
    Details

    Pay, request a payment plan, request a waiver hearing, or request a trial. If you miss it: The court notifies the MVA, which mails a notice. Your license is suspended if you don't act within 15 days of that notice.

  2. 10daysAsk for a hearing after a points suspension or revocation noticefrom the notice date[7]
    Details

    Ask for a hearing after a points suspension or revocation notice. If you miss it: Otherwise the suspension or revocation takes effect.

  3. 15daysLicense suspended if ignoredfrom the notice date[4]
    Details

    Act on the MVA notice after missing the deadline or a court date. If you miss it: License suspended until you pay, enter a payment plan, or get a new court date.

  4. 30daysLast day to appealfrom conviction[11][10]
    Details

    Appeal a District Court conviction to the circuit court. If you miss it: Nonrefundable court costs apply.

Can you keep a speeding ticket off your Maryland record?

Every way to handle a Maryland ticket, from paying to contesting →

Speeding tickets in every state →

What else do people ask?

How many points is a speeding ticket in Maryland?

Speeding, 1–9 mph over: 1 point. Speeding 10 or more mph over: 2 points. Speeding 30 or more mph over: 6 points. Speeding 20 or more mph over a 65 mph limit: 5 points.

Will a speeding ticket raise my insurance in Maryland?

A speeding ticket raised full-coverage premiums about 21% on average in Maryland (ValuePenguin State of Auto Insurance in 2026).

How long do I have to respond to a speeding ticket in Maryland?

30 days from the date on the ticket. If you don't respond within 30 days or miss a court date, the court notifies the MVA after 5 days.

Sources

Maryland law and DMV sources (9)
  1. Md. Code, Transportation §26-201 (contents of traffic citation, 30-day options), Maryland General Assembly.
  2. Md. Code, Transportation §26-204 (failure to comply, suspension), Maryland General Assembly.
  3. District Court of Maryland, Schedule of Preset Fines and/or Penalty Deposits, DC-CR-090 (Rev. 10/2024), District Court of Maryland.
  4. Md. Code, Transportation §16-402 (point values), Maryland General Assembly.
  5. Md. Code, Transportation §16-404 (point actions, suspension and revocation), Maryland General Assembly.
  6. Md. Code, Transportation §16-212 (driver improvement program), Maryland General Assembly.
  7. MVA: Driver Improvement Program, Maryland Motor Vehicle Administration.
  8. Maryland Courts: Traffic (I received a traffic ticket, what can I do?), Maryland Judiciary.
  9. Md. Code, Courts and Judicial Proceedings §12-401 (appeal from District Court), Maryland General Assembly.
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).