Speeding ticket in Michigan
A speeding ticket in Michigan costs $130–$155 across 5 courts and carries 1–4 points. Insurance typically rises about 17% after one ticket.
Fine$130–$155across 5 courts
Points1–4
Insurance over 3 years+$1,591+17% for about 3 years
Basic Driver Improvement Course (BDIC)Yes
Add up my ticket All Michigan rules
How much does each court charge for 10 mph over?
Macomb County charges the most, at $155. Genesee County charges $130.
What does each court charge by speed?
Wayne County
- 1–5 mph over$125
- 6–10 mph over$135
- 11–15 mph over$150
- 16–20 mph over$170
- 21–30 mph over$180
- 31+ mph over$195
Oakland County
- 1–5 mph over$125
- 6–10 mph over$135
- 11–15 mph over$140
- 16–20 mph over$150
- 21–25 mph over$160
- 26–30 mph over$170
Macomb County
- 1–5 mph over$140
- 6–10 mph over$155
- 11–15 mph over$165
- 16–20 mph over$195
- 21–25 mph over$220
- 26–30 mph over$240
Kent County
- 1–10 mph over$130
- 11–15 mph over$150
- 16–18 mph over$160
Genesee County
- 1–5 mph over$130
- 6–10 mph over$130
- 11–15 mph over$140
- 16–25 mph over$175
- 26–35 mph over$225
What does Michigan law allow for a speeding ticket?
The fine is only part of what you pay. Court costs and fees are added on top, and they are often more than the fine itself, which is why the court totals above are higher.
How many points is it?
- Speeding, 1–10 mph over1 pt[2]
- Speeding, 1–10 mph over2 pts[2]
- Speeding, 11–15 mph over3 pts[2]
- Speeding, 16+ mph over4 pts[2][23]
Will a speeding ticket raise your insurance?
Most likely. Insurers treat it as a speeding conviction. In Michigan one speeding ticket raised a full-coverage premium by about 17% on average[1], or about $1,591 over three years on a typical $3,120 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.
How long do you have to respond to a speeding ticket in Michigan?
- Date on noticePay or respondset by the court[15][18][22]
Details
Pay, admit with an explanation, or ask for a hearing by the date on the ticket. If you miss it: The court enters a default judgment and starts the license suspension process.
- 7daysLast day to appealfrom conviction[18]
Details
Appeal an informal hearing decision. If you miss it: The decision stands.
- 14daysAsk the court to set aside a default judgmentfrom the notice date[18]
Details
Ask the court to set aside a default judgment. If you miss it: After 14 days you must use the general motion process instead.
- 28daysLicense suspended if ignoredfrom the court date[13][21]
Details
Court mails a suspension warning after you miss the due date. If you miss it: If you don't respond or pay within 14 days of the notice, the Secretary of State suspends your license until the court clears it and you pay a $45 clearance fee.
Can you keep a speeding ticket off your Michigan record?
Every way to handle a Michigan ticket, from paying to contesting →
Speeding tickets in every state →
Got a different ticket in Michigan?
- School zone
- Work zone
- Red light
- Stop sign
- Texting
- No insurance
- Expired registration
- Seat belt
- School bus
- Failure to yield
- Parking
What else do people ask?
How many points is a speeding ticket in Michigan?
Speeding, 1–10 mph over: 1 point. Speeding, 1–10 mph over: 2 points. Speeding, 11–15 mph over: 3 points. Speeding, 16+ mph over: 4 points.
How much is a speeding ticket in Michigan?
It depends on the court. At 10 mph over: Macomb County $155, Wayne County $135, Oakland County $135, Kent County $130.
Will a speeding ticket raise my insurance in Michigan?
A speeding ticket raised full-coverage premiums about 17% on average in Michigan (ValuePenguin State of Auto Insurance in 2026).
Sources
Michigan law and DMV sources (11)
- MCL 257.320a Recording convictions and points, Michigan Legislature.
- MCL 257.320d Basic driver improvement course, Michigan Legislature.
- MCL 257.907 Civil infraction fines, costs and assessments, Michigan Legislature.
- MCL 257.321a Failure to answer a citation or comply with a judgment, Michigan Legislature.
- MCL 257.743 Contents of a civil infraction citation, Michigan Legislature.
- Michigan Court Rule 4.101 Civil Infraction Actions, Michigan Supreme Court.
- SCAO memo: 2022 Recommended Range of Civil Fines and Costs for First-Time Civil Infractions, Michigan State Court Administrative Office.
- Fiscal Brief: Traffic Citation Revenue (February 9, 2026), Michigan House Fiscal Agency.
- Comparison of Civil Infractions (quick reference, updated April 24, 2025), Michigan Judicial Institute.
- 36th District Court: Traffic Violations FAQ, 36th District Court.
- MCL 257.629c Speeding on limited access freeways (fines and points), Michigan Legislature.
Insurance sources (4)
- State of Auto Insurance in 2026, ValuePenguin (LendingTree).
- Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
- How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
- How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).