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Speeding ticket in Montana

A speeding ticket in Montana costs $20–$200 on the state schedule and carries 3 points. Insurance typically rises about 27% after one ticket.

Fine$20–$200state schedule
Points3
Insurance over 3 years+$2,051+27% for about 3 years
Traffic schoolUnclear

Add up my ticket All Montana rules

What does the Montana state schedule charge for a speeding ticket?

1–10 mph overOr a 25 mph urban district$20[4][5]
1–10 mph over$40[4][5]
11–20 mph over$70[4][5]
21–30 mph over$120[4][5]
31+ mph over$200[4][5]

How many points is it?

Will a speeding ticket raise your insurance?

Most likely. Insurers treat it as a speeding conviction. In Montana one speeding ticket raised a full-coverage premium by about 27% on average[1], or about $2,051 over three years on a typical $2,532 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.

How long do you have to respond to a speeding ticket in Montana?

  1. Date on noticePay or respondset by the court[11][19]
    Details

    Appear in court or pay the bond by the date on the ticket. If you miss it: The court can ask the state to suspend your license until you appear.

  2. 10daysLast day to appealfrom conviction[15]
    Details

    Appeal a justice or city court judgment to district court. If you miss it: After 10 days the judgment stands.

Can you keep a speeding ticket off your Montana record?

Every way to handle a Montana ticket, from paying to contesting →

Speeding tickets in every state →

What else do people ask?

How many points is a speeding ticket in Montana?

Speeding (except small violations kept off your record): 3 points.

Will a speeding ticket raise my insurance in Montana?

A speeding ticket raised full-coverage premiums about 27% on average in Montana (ValuePenguin State of Auto Insurance in 2026).

Sources

Montana law and DMV sources (6)
  1. MCA 61-11-203 Definitions, habitual traffic offenders, point schedule, Montana Legislature (Montana Code Annotated 2025).
  2. Montana Supreme Court Recommended Bond Schedule, January 2024 (AF 12-0292), Montana Supreme Court.
  3. MCA 61-8-725 Penalty for violation of speed limits, no record for certain violations, Montana Legislature (Montana Code Annotated 2025).
  4. MCA 61-5-214 Mandatory suspension for failure to appear or comply with criminal sentence, Montana Legislature (Montana Code Annotated 2025).
  5. MCA 46-17-311 Appeal from justices', municipal, and city courts, Montana Legislature (Montana Code Annotated 2025).
  6. Yellowstone County Justice Court: FAQ, Criminal and Traffic Cases, Yellowstone County.
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).