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Speeding ticket in New Mexico

A speeding ticket in New Mexico costs $25–$200 on the state schedule and carries 3–8 points. Insurance typically rises about 25% after one ticket.

Fine$25–$200state schedule
Points3–8
Insurance over 3 years+$1,908+25% for about 3 years
Driver improvement schoolYes

Add up my ticket All New Mexico rules

What does the New Mexico state schedule charge for a speeding ticket?

1–10 mph over$25[3][5]
11–15 mph over$30[3][5]
16–20 mph over$65[3][5]
21–25 mph over$100[3][5]
26–30 mph over$125[3][5]
31–35 mph over$150[3][5]
36+ mph over$200[3][5]

How many points is it?

Will a speeding ticket raise your insurance?

Most likely. Insurers treat it as a speeding conviction. In New Mexico one speeding ticket raised a full-coverage premium by about 25% on average[1], or about $1,908 over three years on a typical $2,544 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.

How long do you have to respond to a speeding ticket in New Mexico?

You have 30 days to pay or respond to a speeding ticket in New Mexico. These are the dates that matter:

  1. 30daysPay or respondfrom the ticket date[8][16]
    Details

    Pay a penalty assessment. If you miss it: If you don't pay, the case goes to court and the judge can issue a bench warrant.

  2. 15daysLast day to appealfrom conviction[15]
    Details

    Appeal a magistrate or Metro Court judgment to district court. If you miss it: After 15 days the judgment stands.

  3. Date on noticeAppear or call in for your traffic arraignmentset by the court[8][12]
    Details

    Appear or call in for your traffic arraignment. If you miss it: The court can issue a bench warrant.

  4. Date on noticeAsk MVD for a hearing on a points suspensionset by the court[2]
    Details

    Ask MVD for a hearing on a points suspension. If you miss it: The suspension takes effect and you must surrender your license.

Can you keep a speeding ticket off your New Mexico record?

Every way to handle a New Mexico ticket, from paying to contesting →

Speeding tickets in every state →

What else do people ask?

How many points is a speeding ticket in New Mexico?

Speeding, 26+ mph over: 8 points. Speeding, 6–15 mph over: 3 points. Speeding, 16–25 mph over: 5 points.

Will a speeding ticket raise my insurance in New Mexico?

A speeding ticket raised full-coverage premiums about 25% on average in New Mexico (ValuePenguin State of Auto Insurance in 2026).

How long do I have to respond to a speeding ticket in New Mexico?

30 days from the date on the ticket. If you miss your court date the court issues a bench warrant, and clearing one at Metro Court carries a $100 warrant fee.

Sources

New Mexico law and DMV sources (11)
  1. 18.19.5 NMAC Driver Licensing and Identification Cards (point system, 18.19.5.50 to 18.19.5.57), New Mexico State Records Center and Archives.
  2. Penalty Assessment Misdemeanors: Schedule of Assessments (7/1/2024), New Mexico Motor Vehicle Division.
  3. House Bill 139 (2023), Eliminating Court Fees, as amended (HJC/HB 139/a), New Mexico Legislature.
  4. MVD will no longer suspend licenses for failure to pay, appear (news release, June 16, 2023), New Mexico Taxation and Revenue Department.
  5. Traffic Tickets, New Mexico Motor Vehicle Division.
  6. Dismissals and Deferrals, New Mexico Motor Vehicle Division.
  7. Important Information About Your Traffic Citation and Virtual Traffic Arraignment (rev. 9/24), Bernalillo County Metropolitan Court.
  8. Driver Safety, Pet Ownership and Other Crime Specific Classes, Bernalillo County Metropolitan Court.
  9. Frequently Asked Questions (FAQs), Bernalillo County Metropolitan Court.
  10. How to Appeal a Magistrate Court Judgment (guide), New Mexico Supreme Court.
  11. Bosque Farms Municipal Court brochure, Village of Bosque Farms Municipal Court.
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).