Speeding ticket in North Dakota

A speeding ticket in North Dakota costs $20–$100 on the state schedule and carries 0–15 points. Insurance typically rises about 22% after one ticket.

Fine$20–$100state schedule

Points0–15

Insurance over 3 years+$1,426+22% for about 3 years

Defensive driving course (driver training course)Yes

Add up my ticket All North Dakota rules

What does the North Dakota state schedule charge for a speeding ticket?

1–6 mph over$20^[3]^[4]

1–4 mph over$20^[3]^[4]

5–15 mph over$20 + $5 per mph over 4^[3]^[4]

7–10 mph over$18 + $3 per mph over 6^[3]^[4]

11–15 mph over$30 + $3 per mph over 10^[3]^[4]

16–20 mph over$65 + $3 per mph over 15^[3]^[4]

16+ mph over$95 + $5 per mph over 15^[3]^[4]

21–25 mph over$80 + $3 per mph over 20^[3]^[4]

26+ mph over$95 + $3 per mph over 25^[3]^[4]

How many points is it?

Speeding, 1–10 mph overNo points^[2]^[3]
Speeding, 11–15 mph over1 pt^[2]^[3]
Speeding, 16–20 mph over3 pts^[2]^[3]
Speeding, 21–25 mph over5 pts^[2]^[3]
Speeding, 26–35 mph over9 pts^[2]^[3]
Speeding, 36–45 mph over12 pts^[2]^[3]
Speeding 46 mph or more over15 pts^[2]^[3]
Speeding, 6–10 mph over1 pt^[2]^[3]
Speeding, 11–15 mph over3 pts^[2]^[3]
Speeding, 16–20 mph over5 pts^[2]^[3]
Speeding, 21–25 mph over7 pts^[2]^[3]
Speeding, 26–30 mph over10 pts^[2]^[3]
Speeding, 31–35 mph over12 pts^[2]^[3]
Speeding 36 mph or more over where the limit is over 65 mph15 pts^[2]^[3]

Will a speeding ticket raise your insurance?

Most likely. Insurers treat it as a speeding conviction. In North Dakota one speeding ticket raised a full-coverage premium by about 22% on average^[1], or about $1,426 over three years on a typical $2,160 policy^[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.

How long do you have to respond to a speeding ticket in North Dakota?

You have 14 days to pay or respond to a speeding ticket in North Dakota. These are the dates that matter:

14daysPay or respondfrom the ticket date^[3]^[4]
Details
Pay the fee, or request a hearing and post bond. If you miss it: You are treated as admitting the violation, the points are entered and your license can be suspended. Not appearing without paying is a Class B misdemeanor.
20daysA point suspension starts after the order is deliveredfrom the notice date^[3]
30daysFinish traffic schoolfrom the notice date^[3]
Details
Send proof of the course taken in place of points. If you miss it: The points are entered.
30daysLast day to appealfrom conviction^[3]^[4]
Details
Appeal a municipal court finding to district court. If you miss it: The finding stands. A finding by a district judge or magistrate can't be appealed.

Can you keep a speeding ticket off your North Dakota record?

Defensive driving course (driver training course). It can help. Two ways to use it. Elect the course in court for a ticket worth 5 points or fewer and the points are never entered if you send proof within 30 days.^[2]^[3] Who qualifies →

Every way to handle a North Dakota ticket, from paying to contesting →

Speeding tickets in every state →

What else do people ask?

How many points is a speeding ticket in North Dakota?

Speeding, 1–10 mph over: 0 points. Speeding, 11–15 mph over: 1 point. Speeding, 16–20 mph over: 3 points. Speeding, 21–25 mph over: 5 points. Speeding, 26–35 mph over: 9 points. Speeding, 36–45 mph over: 12 points. Speeding 46 mph or more over: 15 points. Speeding, 6–10 mph over: 1 point. Speeding, 11–15 mph over: 3 points. Speeding, 16–20 mph over: 5 points. Speeding, 21–25 mph over: 7 points. Speeding, 26–30 mph over: 10 points. Speeding, 31–35 mph over: 12 points. Speeding 36 mph or more over where the limit is over 65 mph: 15 points.

Will a speeding ticket raise my insurance in North Dakota?

A speeding ticket raised full-coverage premiums about 22% on average in North Dakota (ValuePenguin State of Auto Insurance in 2026).

How long do I have to respond to a speeding ticket in North Dakota?

14 days from the date on the ticket. If you neither pay nor ask for a hearing, you are treated as admitting the violation.

Sources

North Dakota law and DMV sources (3)

Driver License Points Reduction and Points Schedule, North Dakota Department of Transportation.
NDCC ch. 39-06.1 Disposition of Traffic Offenses (39-06.1-02 to 39-06.1-06 fees, 39-06.1-10 points, 39-06.1-10.1 course in lieu of points, 39-06.1-12 and 39-06.1-13 point reduction), North Dakota Legislative Branch (North Dakota Century Code).
Uniform Complaint and Summons Information, North Dakota Department of Transportation.

Insurance sources (4)

State of Auto Insurance in 2026, ValuePenguin (LendingTree).
Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).