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Work zone speeding in Tennessee

A work zone ticket in Tennessee has its amount printed on your notice and carries 2–8 points. Insurance typically rises about 27% after one ticket.

FineOn your notice
Points2–8
Insurance over 3 years+$1,711+27% for about 3 years
Traffic school (court-ordered driver education)Yes

Add up my ticket All Tennessee rules

How many points is it?

Will a work zone ticket raise your insurance?

Most likely. Insurers treat it as a speeding conviction. In Tennessee one speeding ticket raised a full-coverage premium by about 27% on average[1], or about $1,711 over three years on a typical $2,112 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.

How long do you have to respond to a work zone ticket in Tennessee?

  1. Date on noticePay or respondset by the court[6]
    Details

    Pay, sign up for traffic school or ask for a hearing by the compliance or court date on your ticket. If you miss it: A default judgment raises what you owe and is reported to the Department of Safety, which can suspend your license.

  2. Date on noticeLast day to appealset by the court
    Details

    Appeal a general sessions judgment

Can you keep a work zone ticket off your Tennessee record?

Every way to handle a Tennessee ticket, from paying to contesting →

Work zone tickets in other states →

What else do people ask?

How many points is a work zone ticket in Tennessee?

Construction zone speeding 1-5 mph over: 2 points. Construction zone speeding 6-15 mph over: 4 points. Construction zone speeding 16-25 mph over: 5 points. Construction zone speeding 26-35 mph over: 6 points. Construction zone speeding 36 mph or more over: 8 points.

Will a work zone ticket raise my insurance in Tennessee?

A speeding ticket raised full-coverage premiums about 27% on average in Tennessee (ValuePenguin State of Auto Insurance in 2026).

Sources

Tennessee law and DMV sources (2)
  1. TDOSHS: Schedule of Points Values, Tennessee Department of Safety and Homeland Security.
  2. Davidson County Circuit Court Clerk: Traffic Violation Bureau, Davidson County Circuit Court Clerk.
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).