No proof of insurance ticket in Utah
A no insurance ticket in Utah costs $400 on the state schedule.
Fine$400state schedule
PointsSee state rules
If you fix itSome courts dismiss it
Defensive Driving Course (point reduction)Yes
Add up my ticket All Utah rules
Can you pay less if you fix it?
The cheapest way out under Utah law: show you were insured that day, and some courts dismiss it.
What does the Utah state schedule charge for a no insurance ticket?
| Ticket | You pay |
|---|---|
| Driving without insuranceClass C misdemeanor with a court appearance.If you fix it: Some courts dismiss it. Show you were insured that day.[3][13] | $400[3][13] |
How long do you have to respond to a no insurance ticket in Utah?
You have 14 days to pay or respond to a no insurance ticket in Utah. These are the dates that matter:
- 14daysPay or respondfrom the ticket date[3][4]
Details
Pay the fine or contact the court. If you miss it: The court can add $50 to the fine and mail a late notice.
- 21daysApply for Deferred Traffic Prosecutionfrom the ticket date[12]
Details
Apply for Deferred Traffic Prosecution. If you miss it: After 21 days you can't join the program.
- 28daysLast day to appealfrom conviction[9]
Details
Appeal a justice court conviction to district court
- 40daysFinal deadline before a warrantfrom the ticket date[3][4]
Details
Final deadline before a warrant. If you miss it: The court can add another $75 and issue a warrant for failure to appear.
Can you keep a no insurance ticket off your Utah record?
Every way to handle a Utah ticket, from paying to contesting →
No insurance tickets in other states →
Got a different ticket in Utah?
- Speeding
- School zone
- Work zone
- Red light
- Stop sign
- Texting
- Expired registration
- Seat belt
- School bus
- Failure to yield
- Parking
What else do people ask?
How long do I have to respond to a no insurance ticket in Utah?
14 days from the date on the ticket. If you don't pay or contact the court within 14 days the fine can go up by $50.
Sources
Utah law and DMV sources (7)
- Utah Points System, Utah Driver License Division.
- 2026 Uniform Fine Schedule (Code of Judicial Administration Appendix C), Utah Judicial Council.
- Code of Judicial Administration Rule 4-701. Failure to Appear, Utah Judicial Council.
- Utah Code 53-3-221 Suspension for failure to comply with a citation, point system, Utah State Legislature (Utah Code).
- Utah Code 78A-7-118 Appeals from justice court, Utah State Legislature (Utah Code).
- Deferred Traffic Prosecution, Utah State Courts.
- Paying Court Fines and Fees, Utah County Justice Court.