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School zone speeding in Hawaii

A school zone ticket in Hawaii carries a $250 fine, and court costs are added on top. Insurance typically rises about 19% after one ticket.

Fine$250fine only, court costs added
PointsNo point system
Insurance over 3 years+$1,033+19% for about 3 years
Driver retraining (court-ordered)No

Add up my ticket All Hawaii rules

What does Hawaii law allow for a school zone ticket?

TicketYou pay
Speeding in a school zone (291C-104)Plus a $25 safe routes to school surcharge and a trauma surcharge of up to $100.$250 fine + court costs[10]

Does a school zone ticket add points in Hawaii?

Hawaii has no driver's license point system. Instead, a judge can suspend or revoke your license when you are convicted of a moving violation. Some offenses, such as excessive speeding and driving without insurance, carry a set suspension in the law.[2][3][11][15] Suspension rules →

Will a school zone ticket raise your insurance?

Most likely. Insurers treat it as a speeding conviction. In Hawaii one speeding ticket raised a full-coverage premium by about 19% on average[1], or about $1,033 over three years on a typical $1,812 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.

How long do you have to respond to a school zone ticket in Hawaii?

You have 21 days to pay or respond to a school zone ticket in Hawaii. These are the dates that matter:

  1. 21daysPay or respondfrom the ticket date[4][5]
    Details

    Answer the notice of traffic infraction: admit and pay, deny, or admit and explain. If you miss it: The court enters a default judgment for the full amount, due within 30 days.

  2. 30daysPay a judgment or default judgmentfrom conviction[5][18]
    Details

    Pay a judgment or default judgment. If you miss it: Unpaid amounts are sent to a collection agency.

  3. 30daysAsk for a trial after losing a contested hearingfrom conviction[5][7]
    Details

    Ask for a trial after losing a contested hearing. If you miss it: The judgment becomes final.

Can you keep a school zone ticket off your Hawaii record?

Every way to handle a Hawaii ticket, from paying to contesting →

School zone tickets in other states →

What else do people ask?

Will a school zone ticket raise my insurance in Hawaii?

A speeding ticket raised full-coverage premiums about 19% on average in Hawaii (ValuePenguin State of Auto Insurance in 2026).

Does a school zone ticket add points in Hawaii?

Hawaii has no driver's license point system. Instead, a judge can suspend or revoke your license when you are convicted of a moving violation. Some offenses, such as excessive speeding and driving without insurance, carry a set suspension in the law.

How long do I have to respond to a school zone ticket in Hawaii?

21 days from the date on the ticket. If you don't answer within 21 days, the court enters a default judgment for the full amount, due within 30 days.

Sources

Hawaii law and DMV sources (10)
  1. Hawaii H.B. 2560 (2008), Section 1 legislative findings, Hawaii State Legislature.
  2. Haw. Rev. Stat. 286-125 Discretionary revocation or suspension of license by a court, Hawaii State Legislature.
  3. Haw. Rev. Stat. 291D-6 Answer required, Hawaii State Legislature.
  4. Haw. Rev. Stat. 291D-7 Court action after answer or failure to answer, Hawaii State Legislature.
  5. Haw. Rev. Stat. 291D-13 Trial and concurrent trial, Hawaii State Legislature.
  6. Haw. Rev. Stat. 291C-161 Penalties, Hawaii State Legislature.
  7. Haw. Rev. Stat. 291C-104 Speeding in a school zone or construction area, Hawaii State Legislature.
  8. Haw. Rev. Stat. 291C-105 Excessive speeding, Hawaii State Legislature.
  9. Haw. Rev. Stat. 431:10C-117 Penalties (motor vehicle insurance), Hawaii State Legislature.
  10. eTraffic Hawaii: Frequently Asked Questions, Hawaii State Judiciary / Tyler Hawaii.
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).