Speeding ticket in Hawaii
A speeding ticket in Hawaii costs up to about $277 with court costs and fees. Insurance typically rises about 19% after one ticket.
Add up my ticket All Hawaii rules
What does Hawaii law allow for a speeding ticket?
The fine is only part of what you pay. Court costs and fees are added on top, and they are often more than the fine itself.
Does a speeding ticket add points in Hawaii?
Hawaii has no driver's license point system. Instead, a judge can suspend or revoke your license when you are convicted of a moving violation. Some offenses, such as excessive speeding and driving without insurance, carry a set suspension in the law.[2][3][11][15] Suspension rules →
Will a speeding ticket raise your insurance?
Most likely. Insurers treat it as a speeding conviction. In Hawaii one speeding ticket raised a full-coverage premium by about 19% on average[1], or about $1,033 over three years on a typical $1,812 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.
How long do you have to respond to a speeding ticket in Hawaii?
You have 21 days to pay or respond to a speeding ticket in Hawaii. These are the dates that matter:
- 21daysPay or respondfrom the ticket date[4][5]
Details
Answer the notice of traffic infraction: admit and pay, deny, or admit and explain. If you miss it: The court enters a default judgment for the full amount, due within 30 days.
- 30daysPay a judgment or default judgmentfrom conviction[5][18]
Details
Pay a judgment or default judgment. If you miss it: Unpaid amounts are sent to a collection agency.
- 30daysAsk for a trial after losing a contested hearingfrom conviction[5][7]
Details
Ask for a trial after losing a contested hearing. If you miss it: The judgment becomes final.
Can you keep a speeding ticket off your Hawaii record?
Every way to handle a Hawaii ticket, from paying to contesting →
Speeding tickets in every state →
Got a different ticket in Hawaii?
What else do people ask?
Will a speeding ticket raise my insurance in Hawaii?
A speeding ticket raised full-coverage premiums about 19% on average in Hawaii (ValuePenguin State of Auto Insurance in 2026).
Does a speeding ticket add points in Hawaii?
Hawaii has no driver's license point system. Instead, a judge can suspend or revoke your license when you are convicted of a moving violation. Some offenses, such as excessive speeding and driving without insurance, carry a set suspension in the law.
How long do I have to respond to a speeding ticket in Hawaii?
21 days from the date on the ticket. If you don't answer within 21 days, the court enters a default judgment for the full amount, due within 30 days.
Sources
Hawaii law and DMV sources (10)
- Hawaii H.B. 2560 (2008), Section 1 legislative findings, Hawaii State Legislature.
- Haw. Rev. Stat. 286-125 Discretionary revocation or suspension of license by a court, Hawaii State Legislature.
- Haw. Rev. Stat. 291D-6 Answer required, Hawaii State Legislature.
- Haw. Rev. Stat. 291D-7 Court action after answer or failure to answer, Hawaii State Legislature.
- Haw. Rev. Stat. 291D-13 Trial and concurrent trial, Hawaii State Legislature.
- Haw. Rev. Stat. 291C-161 Penalties, Hawaii State Legislature.
- Haw. Rev. Stat. 291C-102 Noncompliance with speed limits, Hawaii State Legislature.
- Haw. Rev. Stat. 291C-105 Excessive speeding, Hawaii State Legislature.
- Haw. Rev. Stat. 431:10C-117 Penalties (motor vehicle insurance), Hawaii State Legislature.
- eTraffic Hawaii: Frequently Asked Questions, Hawaii State Judiciary / Tyler Hawaii.
Insurance sources (4)
- State of Auto Insurance in 2026, ValuePenguin (LendingTree).
- Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
- How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
- How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).