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Speeding ticket in Mississippi

A speeding ticket in Mississippi costs $179.50 on the state schedule. Insurance typically rises about 25% after one ticket.

Fine$179.50state schedule
PointsNo point system
Insurance over 3 years+$1,809+25% for about 3 years
Traffic safety violator courseYes

Add up my ticket All Mississippi rules

How much does each court charge for 10 mph over?

Hinds County charges the most: $179.50.

Hinds County$179.50

What does each court charge by speed?

Hinds County

  • 1–9 mph over$159.50
  • 10–19 mph over$179.50
  • 20–29 mph over$199.50
  • 30+ mph over$239.50

What does Mississippi law allow for a speeding ticket?

The fine is only part of what you pay. Court costs and fees are added on top, and they are often more than the fine itself, which is why the court totals above are higher.

Speeding, first convictionUp to $100 fine + $90.50 or more[3][10]

Does a speeding ticket add points in Mississippi?

Mississippi doesn't use points. Convictions go on your driving record, and the Driver Service Bureau suspends licenses for specific events such as DUI, refusing a breath test, three reckless driving convictions in 12 months, no insurance, or failing to appear on an out-of-state ticket.[2][9] Suspension rules →

Will a speeding ticket raise your insurance?

Most likely. Insurers treat it as a speeding conviction. In Mississippi one speeding ticket raised a full-coverage premium by about 25% on average[1], or about $1,809 over three years on a typical $2,412 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.

How long do you have to respond to a speeding ticket in Mississippi?

  1. Date on noticePay or respondset by the court[3][11]
    Details

    Pay, plead or ask for the traffic safety course by the court date on the ticket. If you miss it: The court can have your license suspended for failing to appear or pay.

  2. 30daysLast day to appealfrom conviction[2]
    Details

    Appeal a justice or municipal court conviction. If you miss it: The conviction stands and goes on your driving record.

  3. 90daysFinish the traffic safety violator coursefrom the court date[3]
    Details

    Finish the traffic safety violator course. If you miss it: The court goes ahead with the conviction.

Can you keep a speeding ticket off your Mississippi record?

Every way to handle a Mississippi ticket, from paying to contesting →

Speeding tickets in every state →

What else do people ask?

How much is a speeding ticket in Mississippi?

It depends on the court. At 10 mph over: Hinds County $179.50.

Will a speeding ticket raise my insurance in Mississippi?

A speeding ticket raised full-coverage premiums about 25% on average in Mississippi (ValuePenguin State of Auto Insurance in 2026).

Does a speeding ticket add points in Mississippi?

Mississippi doesn't use points. Convictions go on your driving record, and the Driver Service Bureau suspends licenses for specific events such as DUI, refusing a breath test, three reckless driving convictions in 12 months, no insurance, or failing to appear on an out-of-state ticket.

Sources

Mississippi law and DMV sources (5)
  1. Frequently Asked Questions - Driver Service (8.26.2025), Mississippi Department of Public Safety, Driver Service Bureau.
  2. Miss. Code Ann. 63-9-11 (misdemeanor penalties and traffic safety violator course), Justia copy via Wayback 20250121161921, Mississippi Legislature (Justia copy).
  3. Miss. Code Ann. 63-15-4 (proof of liability insurance, 2020 code), Justia copy via Wayback 20241016032635, Mississippi Legislature (Justia copy).
  4. House Bill 384, 2026 Regular Session (as introduced), restating Miss. Code Ann. 99-19-73 state assessments, Mississippi Legislature.
  5. Rankin County Justice Court: Fines and Tickets, Rankin County, Mississippi.
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).