Texting while driving ticket in Mississippi
A texting ticket in Mississippi costs at least $191 with court costs and fees.
FineAt least $191estimate with court costs
PointsNo point system
Traffic safety violator courseYes
Add up my ticket All Mississippi rules
What does Mississippi law allow for a texting ticket?
The fine is only part of what you pay. Court costs and fees are added on top, and they are often more than the fine itself.
| Ticket | State fine | With court costs |
|---|---|---|
| Texting or social media on a handheld phone while drivingA $100 civil penalty. | $100[6] | At least $191 |
With court costs is an estimate. $90.50 state assessment. Local court costs add more.[10] Your notice shows the exact total.
Does a texting ticket add points in Mississippi?
Mississippi doesn't use points. Convictions go on your driving record, and the Driver Service Bureau suspends licenses for specific events such as DUI, refusing a breath test, three reckless driving convictions in 12 months, no insurance, or failing to appear on an out-of-state ticket.[2][9] Suspension rules →
Will a texting ticket raise your insurance in Mississippi?
Probably, once it is on your record. Insurers rate a texting ticket as a moving violation. In Mississippi one speeding ticket raised a full-coverage premium about 25% on average[1], or about $1,809 over three years. A texting ticket usually lands in the same range.
Estimate based on the state's speeding average, not a quote.
How long do you have to respond to a texting ticket in Mississippi?
- Date on noticePay or respondset by the court[3][11]
Details
Pay, plead or ask for the traffic safety course by the court date on the ticket. If you miss it: The court can have your license suspended for failing to appear or pay.
- 30daysLast day to appealfrom conviction[2]
Details
Appeal a justice or municipal court conviction. If you miss it: The conviction stands and goes on your driving record.
- 90daysFinish the traffic safety violator coursefrom the court date[3]
Details
Finish the traffic safety violator course. If you miss it: The court goes ahead with the conviction.
Can you keep a texting ticket off your Mississippi record?
Every way to handle a Mississippi ticket, from paying to contesting →
Texting tickets in other states →
Got a different ticket in Mississippi?
What else do people ask?
Will a texting ticket raise my insurance in Mississippi?
Probably, if it goes on your record. Insurers rate it as a moving violation. In Mississippi a speeding ticket raised full-coverage premiums about 25% on average (ValuePenguin State of Auto Insurance in 2026), and a texting ticket tends to land in the same range.
Does a texting ticket add points in Mississippi?
Mississippi doesn't use points. Convictions go on your driving record, and the Driver Service Bureau suspends licenses for specific events such as DUI, refusing a breath test, three reckless driving convictions in 12 months, no insurance, or failing to appear on an out-of-state ticket.
Sources
Mississippi law and DMV sources (5)
- Frequently Asked Questions - Driver Service (8.26.2025), Mississippi Department of Public Safety, Driver Service Bureau.
- Miss. Code Ann. 63-9-11 (misdemeanor penalties and traffic safety violator course), Justia copy via Wayback 20250121161921, Mississippi Legislature (Justia copy).
- Miss. Code Ann. 63-33-1 (texting while driving), Justia copy via Wayback 20250825010055, Mississippi Legislature (Justia copy).
- Miss. Code Ann. 63-15-4 (proof of liability insurance, 2020 code), Justia copy via Wayback 20241016032635, Mississippi Legislature (Justia copy).
- Rankin County Justice Court: Fines and Tickets, Rankin County, Mississippi.
Insurance sources (4)
- State of Auto Insurance in 2026, ValuePenguin (LendingTree).
- Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
- How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
- How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).