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Missouri traffic tickets

Points, traffic school, deadlines and what a ticket does to your insurance in Missouri.

Speeding ticketAbout $108–$213estimate with court costs
License at risk8 ptsin 18 months
Driver-improvement program (court-ordered)Yesavailable, with limits
Insurance after 1 ticket+19%on $2,652 a year

What will my ticket really cost? Check my points

What kind of ticket did you get?

Which court is on your ticket?

One statewide schedule sets most fines. Pick the court named on your ticket.

Every other Missouri county court

Phone, pay-online link and traffic school steps for 4 more courts. Tap a county to open it.

Greene County(417) 868-4074Pays online

Greene County Circuit Court, Traffic Division (31st Judicial Circuit). Fines follow the Missouri statewide schedule.

Address
Greene County Circuit Clerk, 1010 N. Boonville Avenue, Springfield, MO 65802
Phone
(417) 868-4074
Hours
Monday to Friday, 8 a.m. to 5 p.m. Closed weekends and holidays.

Pay or look up your ticket ↗ greenecountycourts.org ↗

Jackson County(816) 881-4350Pays online

Jackson County Circuit Court (16th Judicial Circuit). Fines follow the Missouri statewide schedule.

Address
Jackson County Courthouse, 415 E 12th Street, Kansas City, MO 64106
Phone
(816) 881-4350

Pay or look up your ticket ↗ 16thcircuit.org ↗

St. Charles CountyPays online

St. Charles County Circuit Court, Traffic Division (11th Judicial Circuit). Fines follow the Missouri statewide schedule.

Pay or look up your ticket ↗

St. Louis County County314-615-8029Pays online

St. Louis County Circuit Court (21st Judicial Circuit). Fines follow the Missouri statewide schedule.

Address
St. Louis County Courts, 105 South Central Avenue, Clayton, MO 63105
Phone
314-615-8029
Hours
Monday to Friday, 8:00 a.m. to 5:00 p.m.

Pay or look up your ticket ↗ stlcountycourts.com ↗

What are your options with a Missouri ticket?

Paying is the fastest route, and it usually puts the ticket on your record. Here is every route Missouri offers, and what each one changes.

  1. Plead guilty and pay (Plead and Pay)

    Find your case on Case.net by name or ticket number, pick Plead and Pay, sign the guilty plea waiver and pay the fine and costs by card or e-check. You can also pay by mail or in person at the clerk.

    What it does: Counts as a guilty plea. The conviction goes to the Department of Revenue and points are added.[13][14]

  2. Ask the judge for a driver-improvement program

    Appear in court and ask the judge to order the program instead of points. Finish it within 60 days.

    What it does: The fine and costs are still due but no points are added.[2]

  3. Plead not guilty and go to trial

    Appear on the court date printed on your ticket.

    What it does: The judge decides. If found guilty you pay the fine and costs and get the points.[13][14]

What does the Missouri state schedule charge for speeding?

1–5 mph overAbout $108[4]$50.50 fine + costs
6–10 mph overAbout $118[4]$60.50 fine + costs
11–15 mph overAbout $128[4]$70.50 fine + costs
16–19 mph overAbout $158[4]$100.50 fine + costs
20–25 mph overAbout $213[4]$155.50 fine + costs

Court costs are added to every fine on the schedule except a few fine-only items such as seat belts.[4][14][11]

Every fine on the Missouri schedule (21)
TicketState fineWith court costs
Speeding, 1–5 mph overPrinted as: Exceeded posted speed limit by 1 to 5 mph (304.010)Fine from the statewide schedule.$50.50[4]$108
Speeding, 6–10 mph overPrinted as: Exceeded posted speed limit by 6 to 10 mphFine from the statewide schedule.$60.50[4]$118
Speeding, 11–15 mph overPrinted as: Exceeded posted speed limit by 11 to 15 mphFine from the statewide schedule.$70.50[4]$128
Speeding, 16–19 mph overPrinted as: Exceeded posted speed limit by 16 to 19 mphFine from the statewide schedule.$100.50[4]$158
Speeding, 20–25 mph overPrinted as: Exceeded posted speed limit by 20 to 25 mph$155.50[4]$213
Speeding in a work zone with workers presentThe court adds $250 to the regular speeding fine for a first offense and $300 for a later one.On your notice[7]Plus court costs
Failed to stop for steady red signalFine from the statewide schedule.$60.50[4]$118
Failed to stop for stop signFine from the statewide schedule.$60.50[4]$118
Failed to slow or stop for yield signFine from the statewide schedule.$60.50[4]$118
Car, motorcycle or light truck followed another vehicle too closelyFine from the statewide schedule.$60.50[4]$118
Changed lanes when unsafe on a roadway with 3 or more lanesFine from the statewide schedule.$60.50[4]$118
U-turn or left turn on a divided highway not at an intersection or signed locationFine from the statewide schedule.$60.50[4]$118
Failed to signal or gave improper signal when stopping or turningFine from the statewide schedule.$60.50[4]$118
Failed to yield to a stationary vehicle showing amber lightsFine from the statewide schedule.$80.50[4]$138
Failed to stop for school bus loading or unloading childrenFine from the statewide schedule.$130.50[4]$188
Holding or using a phone while drivingAn infraction.Up to $500[8]Plus court costs
Driver age 21 or under texting while driving$80.50[4]$138
Driver or front seat passenger without safety beltFine only.$10[4]$10
Driving without financial responsibilityA misdemeanor, not on the payable schedule.Up to $500[9][11]Plus court costs
Failure to register motor vehicleFine from the statewide schedule.$50.50[4]$108
Failed to display certificate of vehicle inspectionFine from the statewide schedule.$50.50[4]$108

With court costs is an estimate. St. Louis Municipal Court adds $57.50 in court costs to the same fines. Your notice shows the exact total.

How many points is a speeding ticket in Missouri?

All 9 point values
  • Any moving violation that causes injury or property damage2 pts[2]
How points work in Missouri

The Department of Revenue adds points when you are convicted. Most moving violations are 2 points and state-law speeding is 3. You get a letter at 4 points in 12 months. Your license is suspended at 8 points in 18 months and revoked at 12 in 12 months, 18 in 24 months or 24 in 36 months. Points drop by a third after one clean year, by half after a second and are gone after a third.[2][3][10]

Commercial driver? Points and disqualifications work differently. How tickets affect a CDL →

When can you lose your license?

  1. 4 ptsin 12 monthsLetter from the Department of Revenue listing your points.[3]
  2. 8 ptsin 18 monthsSuspension[3]
  3. 12 ptsin 12 monthsRevocation for 1 year with proof of insurance, or 2 years without[3]
Full wording of each rule
  • 4 points in 12 months: Letter from the Department of Revenue listing your points.
  • 8 points in 18 months: Suspension. 30 days for a first suspension, 60 for a second and 90 after that, then reinstatement once you file proof of insurance. Without it the suspension lasts 2 years.
  • 12 points in 12 months: Revocation for 1 year with proof of insurance, or 2 years without. Also applies at 18 points in 24 months or 24 points in 36 months.

Getting your license back after a suspension costs $20 in Missouri, before any course or court costs.[3]

Drivers under 21

Not published

Can Driver-improvement program (court-ordered) keep a ticket off your record in Missouri?

It can help. When a court orders it and confirms you finished, the Department of Revenue does not add the points.[2]

How often: Once in any 36-month period. You must finish within 60 days of the conviction.

Official list of approved schools ↗

Is it worth it for your ticket? Get a yes or no →

Who qualifies, CDL drivers and cost

When a court orders it and confirms you finished, the Department of Revenue does not add the points. The ticket still counts as a conviction.[2]

Who can use it: Moving violations, speeding and some other offenses in the point table, at the judge's discretion. The program must meet the National Safety Council's 8-hour standard and can be online or in person.[2]

Commercial (CDL) drivers: No[2]

Do school and work zones cost more?

School zones

No added fine on the speeding schedule. A hands-free violation in a marked school zone can be fined up to $500.[4][8]

Work zones

Speeding or passing in a work zone with workers present adds $250, or $300 for a later offense. Other moving violations in a work zone add $35, or $75 for a later offense.[7]

When is your ticket due?

  1. 30daysSettle the ticket after the court mails a failure-to-appear or failure-to-pay noticefrom the notice date[6]
    Details

    Settle the ticket after the court mails a failure-to-appear or failure-to-pay notice. If you miss it: The court tells the Department of Revenue, which suspends your license until the case is settled and paid.

  2. Date on noticePlead and pay online before the court dateset by the court[13]
    Details

    Plead and pay online before the court date. If you miss it: After the court date you can no longer pay without appearing.

What happens if you don't respond

If you miss your court date or don't pay a moving violation, the court mails you a notice within 10 days. If you don't settle the charge and pay within 30 days of that notice, the Department of Revenue suspends your license until you do. For an infraction the court can also enter a default judgment for the fine and costs. Reinstatement after this kind of suspension does not require proof of insurance.[6][12]

Work out your exact dates → · Already missed it?

Will an out-of-state ticket follow you home?

How out-of-state tickets work →

How much will it raise your insurance in Missouri?

One speeding ticket raised a full-coverage premium by about 19% on average in Missouri[1], from a clean-record average of $2,652 a year.[1] If that increase stays for three years, that's about $1,512 on top of the fine.

Averages from ValuePenguin State of Auto Insurance in 2026, not a quote. Insurers differ, and many look back three to five years.

Where are the official pages?

What else do people ask?

How do points work in Missouri?

The Department of Revenue adds points when you are convicted. Most moving violations are 2 points and state-law speeding is 3. You get a letter at 4 points in 12 months. Your license is suspended at 8 points in 18 months and revoked at 12 in 12 months, 18 in 24 months or 24 in 36 months. Points drop by a third after one clean year, by half after a second and are gone after a third.

How many points before your license is at risk in Missouri?

8 points in 18 months: Suspension. 30 days for a first suspension, 60 for a second and 90 after that, then reinstatement once you file proof of insurance. Without it the suspension lasts 2 years.

Can traffic school keep a ticket off my record in Missouri?

Driver-improvement program (court-ordered): When a court orders it and confirms you finished, the Department of Revenue does not add the points. The ticket still counts as a conviction. Limit: Once in any 36-month period. You must finish within 60 days of the conviction.

Will an out-of-state ticket follow me home to Missouri?

Missouri is a member of the Driver License Compact, so convictions in other member states are reported to Missouri.

How much does a speeding ticket raise insurance in Missouri?

About 19% on average for full coverage, according to ValuePenguin State of Auto Insurance in 2026. Your insurer's rate can differ a lot from the average.

Sources

Missouri law and DMV sources (14)
  1. AAMVA DLC/NRVC Member Joinder Dates (rev. April 2026), AAMVA.
  2. RSMo §302.302 Point system (incl. driver-improvement program in lieu of points), Missouri Revisor of Statutes.
  3. RSMo §302.304 Notice of points, suspension or revocation, reinstatement fee, Missouri Revisor of Statutes.
  4. Missouri State Traffic Fine Schedule, effective August 28, 2021, Missouri Uniform Fine Schedule Committee.
  5. Missouri Courts: Statewide Fine Schedule, Missouri Courts.
  6. RSMo §302.341 Failure to pay or appear on a moving violation, license suspension, Missouri Revisor of Statutes.
  7. RSMo §304.582 Additional fines in work or construction zones, Missouri Revisor of Statutes.
  8. RSMo §304.822 Siddens Bening Hands Free Law, Missouri Revisor of Statutes.
  9. RSMo §303.025 Duty to maintain financial responsibility, penalties, Missouri Revisor of Statutes.
  10. RSMo §302.306 Point reduction after safe driving, Missouri Revisor of Statutes.
  11. RSMo §558.002 Maximum fines by offense class, Missouri Revisor of Statutes.
  12. RSMo §556.021 Infractions, default judgment, Missouri Revisor of Statutes.
  13. Greene County Circuit Clerk: Traffic Bureau, Greene County Circuit Clerk (31st Judicial Circuit).
  14. City of St. Louis: Offenses Payable Without a Court Appearance, City of St. Louis Municipal Division, 22nd Judicial Circuit.
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).