Texting while driving ticket in Missouri
A texting ticket in Missouri costs $138 on the state schedule.
Fine$138state schedule
PointsSee state rules
Driver-improvement program (court-ordered)Yes
Add up my ticket All Missouri rules
How much does each court charge for a texting ticket?
St. Louis Municipal Court charges the most: $138.
What does the Missouri state schedule charge for a texting ticket?
The fine is only part of what you pay. Court costs and fees are added on top, and they are often more than the fine itself, which is why the court totals above are higher.
| Ticket | State fine | With court costs |
|---|---|---|
| Holding or using a phone while drivingAn infraction. | Up to $500[8] | Plus court costs |
| Driver age 21 or under texting while driving | $80.50[4] | $138 |
With court costs is an estimate. St. Louis Municipal Court adds $57.50 in court costs to the same fines. Your notice shows the exact total.
Will a texting ticket raise your insurance in Missouri?
Probably, once it is on your record. Insurers rate a texting ticket as a moving violation. In Missouri one speeding ticket raised a full-coverage premium about 19% on average[1], or about $1,512 over three years. A texting ticket usually lands in the same range.
Estimate based on the state's speeding average, not a quote.
How long do you have to respond to a texting ticket in Missouri?
- 30daysSettle the ticket after the court mails a failure-to-appear or failure-to-pay noticefrom the notice date[6]
Details
Settle the ticket after the court mails a failure-to-appear or failure-to-pay notice. If you miss it: The court tells the Department of Revenue, which suspends your license until the case is settled and paid.
- Date on noticePlead and pay online before the court dateset by the court[13]
Details
Plead and pay online before the court date. If you miss it: After the court date you can no longer pay without appearing.
Can you keep a texting ticket off your Missouri record?
Every way to handle a Missouri ticket, from paying to contesting →
Texting tickets in other states →
Got a different ticket in Missouri?
- Speeding
- Work zone
- Red light
- Stop sign
- No insurance
- Expired registration
- Seat belt
- School bus
- Failure to yield
- Parking
What else do people ask?
How much is a texting ticket in Missouri?
It depends on the court. Published amounts: St. Louis Municipal Court $138.
Will a texting ticket raise my insurance in Missouri?
Probably, if it goes on your record. Insurers rate it as a moving violation. In Missouri a speeding ticket raised full-coverage premiums about 19% on average (ValuePenguin State of Auto Insurance in 2026), and a texting ticket tends to land in the same range.
Sources
Missouri law and DMV sources (5)
- RSMo §302.302 Point system (incl. driver-improvement program in lieu of points), Missouri Revisor of Statutes.
- Missouri State Traffic Fine Schedule, effective August 28, 2021, Missouri Uniform Fine Schedule Committee.
- RSMo §302.341 Failure to pay or appear on a moving violation, license suspension, Missouri Revisor of Statutes.
- RSMo §304.822 Siddens Bening Hands Free Law, Missouri Revisor of Statutes.
- Greene County Circuit Clerk: Traffic Bureau, Greene County Circuit Clerk (31st Judicial Circuit).
Insurance sources (4)
- State of Auto Insurance in 2026, ValuePenguin (LendingTree).
- Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
- How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
- How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).