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Speeding ticket in Missouri

A speeding ticket in Missouri costs about $108 to $213 with court costs and fees, and carries 3 points. Insurance typically rises about 19% after one ticket.

FineAbout $108–$213estimate with court costs
Points3
Insurance over 3 years+$1,512+19% for about 3 years
Driver-improvement program (court-ordered)Yes

Add up my ticket All Missouri rules

What does the Missouri state schedule charge for a speeding ticket?

The fine is only part of what you pay. Court costs and fees are added on top, and they are often more than the fine itself.

1–5 mph overAbout $108[4]$50.50 fine + costs
6–10 mph overAbout $118[4]$60.50 fine + costs
11–15 mph overAbout $128[4]$70.50 fine + costs
16–19 mph overAbout $158[4]$100.50 fine + costs
20–25 mph overAbout $213[4]$155.50 fine + costs

How many points is it?

Will a speeding ticket raise your insurance?

Most likely. Insurers treat it as a speeding conviction. In Missouri one speeding ticket raised a full-coverage premium by about 19% on average[1], or about $1,512 over three years on a typical $2,652 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.

How long do you have to respond to a speeding ticket in Missouri?

  1. 30daysSettle the ticket after the court mails a failure-to-appear or failure-to-pay noticefrom the notice date[6]
    Details

    Settle the ticket after the court mails a failure-to-appear or failure-to-pay notice. If you miss it: The court tells the Department of Revenue, which suspends your license until the case is settled and paid.

  2. Date on noticePlead and pay online before the court dateset by the court[13]
    Details

    Plead and pay online before the court date. If you miss it: After the court date you can no longer pay without appearing.

Can you keep a speeding ticket off your Missouri record?

Every way to handle a Missouri ticket, from paying to contesting →

Speeding tickets in every state →

What else do people ask?

How many points is a speeding ticket in Missouri?

Speeding under state law: 3 points.

Will a speeding ticket raise my insurance in Missouri?

A speeding ticket raised full-coverage premiums about 19% on average in Missouri (ValuePenguin State of Auto Insurance in 2026).

Sources

Missouri law and DMV sources (4)
  1. RSMo §302.302 Point system (incl. driver-improvement program in lieu of points), Missouri Revisor of Statutes.
  2. Missouri State Traffic Fine Schedule, effective August 28, 2021, Missouri Uniform Fine Schedule Committee.
  3. RSMo §302.341 Failure to pay or appear on a moving violation, license suspension, Missouri Revisor of Statutes.
  4. Greene County Circuit Clerk: Traffic Bureau, Greene County Circuit Clerk (31st Judicial Circuit).
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).