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Oklahoma traffic tickets

Points, traffic school, deadlines and what a ticket does to your insurance in Oklahoma.

Speeding ticket$100–$449state schedule
License at risk10 ptsin 60 months
Driver Improvement / Defensive Driving CourseYesavailable, with limits
Insurance after 1 ticket+22%on $2,568 a year

What will my ticket really cost? Check my points

What kind of ticket did you get?

Which court is on your ticket?

One statewide schedule sets most fines. Pick the court named on your ticket.

Oklahoma county courts

Phone, pay-online link and traffic school steps for 5 courts. Tap a county to open it.

Canadian County405-295-6000Pays online

Canadian County District Court (El Reno), Court Clerk. Fines follow the Oklahoma statewide schedule.

Address
Canadian County Judicial Building, 301 N Choctaw, El Reno, OK 73036
Phone
405-295-6000
Hours
Payments Monday-Friday 8:00 a.m.-4:00 p.m.

Pay or look up your ticket ↗ canadiancounty.org ↗

Cleveland County(405) 321-6402Pays online

Cleveland County District Court (Norman), Court Clerk. Fines follow the Oklahoma statewide schedule.

Address
Cleveland County Courthouse, 201 S. Jones Ave., Norman, OK 73069 (Court Clerk's Office, first floor 1E)
Phone
(405) 321-6402

Pay or look up your ticket ↗ clevelandcountyok.com ↗

Comanche County580-355-4017Pays online

Comanche County District Court (Lawton), Court Clerk. Fines follow the Oklahoma statewide schedule.

Address
315 SW 5th Street, Suite 504, Lawton, OK 73501
Phone
580-355-4017
Hours
Monday-Friday 8 a.m.-5 p.m.

Pay or look up your ticket ↗ comanchecountyok.gov ↗

Oklahoma County405-270-0082Pays online

Oklahoma County District Court (Oklahoma City), Court Clerk. Fines follow the Oklahoma statewide schedule.

Address
County Annex Building, 320 Robert S. Kerr Avenue, Room 500, Oklahoma City, OK 73102
Phone
405-270-0082
Hours
Traffic court starts at 9 a.m. on scheduled court dates

Pay or look up your ticket ↗ oklahomacounty.org ↗

Tulsa County918-596-5420Pays online

Tulsa County District Court (Tulsa), Court Clerk. Fines follow the Oklahoma statewide schedule.

Address
Tulsa County Courthouse, 500 South Denver Ave., Room 200, Tulsa, OK 74103
Phone
918-596-5420
Hours
Monday-Friday 8:00 a.m.-5:00 p.m.

Pay or look up your ticket ↗ tulsacounty.org ↗

What are your options with an Oklahoma ticket?

Paying is the fastest route, and it usually puts the ticket on your record. Ask for a deferred sentence is the main way to avoid that.

  1. Plead guilty or no contest and pay

    Pay the fine and costs online (OSCN ePayments), by mail with the plea on the back of the citation, or in person before your court date.

    What it does: A conviction that goes on your record with any points. Paying a no-insurance ticket triggers a license suspension.[19][13][18]

  2. Plead not guilty

    Appear on your court date (or arrange it with the district attorney's office) and ask for a trial.

    What it does: If you win, no fine, costs or points. If you lose, the fine, costs and points apply.[19]

  3. Ask for a deferred sentence

    Ask the district attorney or judge to defer the case. You plead, meet conditions such as paying costs, and the case is dismissed at the end.

    What it does: No conviction if you complete it. Not allowed to hide a CDL holder's conviction.[16][17]

    Cost: Court costs, plus possible monthly fees set by the court

  4. Take a defensive driving course

    Enroll in a state-approved driver improvement course on your own, before or after the ticket is resolved.

    What it does: Takes 2 points off your record, once every 24 months. The ticket itself still stands.[7][2]

  5. Show proof of insurance

    For a no-insurance ticket, bring proof you were insured on the date to the court or district attorney.

    What it does: The charge is dismissed, and without court costs if shown by the business day before your first court date.[9][19]

  6. Ask for a payment plan

    Ask the judge or the court clerk for a payment arrangement. People on public assistance or with a hardship must be offered one.

    What it does: The conviction stands. Keeping up the plan avoids a nonpayment suspension.[6]

What does the Oklahoma state schedule charge for speeding?

1–10 mph over$100[4][18]
11–15 mph over$264[3][4][18]
16–20 mph over$279[3][4][18]
21–25 mph over$319[3][4][18]
26–30 mph over$379[3][4][18]
31–35 mph over$399[3][4][18]
36+ mph over$449[3][4][18]

On a state ticket, court costs and statewide fees are added to the fine and usually make up most of the total.[18][4][12][14]

Every fine on the Oklahoma schedule (18)
TicketYou pay
Speeding, 1–10 mph overPrinted as: Speeding 1-10 mph overFixed by law at a $5 fine plus no more than $95 in costs and fees.$100[4][18]
Speeding, 11–15 mph overPrinted as: Speeding 11-15 mph overTotal is fine plus statewide court costs and fees on a state (district court) ticket.$264[3][4][18]
Speeding, 16–20 mph overPrinted as: Speeding 16-20 mph overTotal is fine plus statewide court costs and fees on a state (district court) ticket.$279[3][4][18]
Speeding, 21–25 mph overPrinted as: Speeding 21-25 mph overTotal is fine plus statewide court costs and fees on a state (district court) ticket.$319[3][4][18]
Speeding, 26–30 mph overPrinted as: Speeding 26-30 mph overTotal is fine plus statewide court costs and fees on a state (district court) ticket.$379[3][4][18]
Speeding, 31–35 mph overPrinted as: Speeding 31-35 mph overTotal is fine plus statewide court costs and fees on a state (district court) ticket.$399[3][4][18]
Speeding, 36+ mph overPrinted as: Speeding 36 mph or more overTotal is fine plus statewide court costs and fees on a state (district court) ticket.$449[3][4][18]
Speeding in a marked school zoneFine doubled.On your notice[5][18]
Speeding in a construction or tollbooth zoneFine doubled.On your notice[18]
Red light (general traffic misdemeanor)Fine set by the court within $5 to $500.$5–$500[13][18]
Stop sign (general traffic misdemeanor)Fine set by the court within $5 to $500.$5–$500[13][18]
Failure to yield (general traffic misdemeanor)Fine set by the court within $5 to $500.$5–$500[13][18]
Texting while drivingFine up to $100, no points.Up to $100[11]
Hand-held phone in a marked school or construction zone$254[18]
Seat belt violationFine and court costs together are capped at $20 by law.$20[12][18]
Reckless drivingTotal includes the $100 minimum fine.$512.75[18]
No insurance (failure to maintain security)Misdemeanor: up to $250 and/or 30 days, plus license suspension.If you fix it: $0, dismissed. Show you were insured, by the business day before your first court date.[9]Up to $250[9]
Passing a stopped school busFine of at least $100 plus a $100 special assessment, plus court costs.At least $100[10][17]

How many points is a speeding ticket in Oklahoma?

All 14 point values
  • Unsafe lane change1 pt[17]
  • Improper passing1 pt[17]
  • Inattentive driving2 pts[17]
  • Handheld phone use0 pts[17][11]
  • No seat belt0 pts[12]
  • Reckless driving4 pts[17]
How points work in Oklahoma

Service Oklahoma adds points for moving violations, from 1 to 4 per ticket. Reaching 10 or more points within 5 years suspends your license. Two points come off after 12 months with no new pointable conviction, and 3 clean years reset you to zero. Speeding 1-10 mph over, seat belt tickets and texting tickets add no points for a regular license.[2][17][12][11]

Commercial driver? Points and disqualifications work differently. How tickets affect a CDL →

When can you lose your license?

  1. 10 ptsin 60 monthsSuspension[2][17]
Full wording of each rule
  • 10 points in 60 months: Suspension: 1 month for the first point suspension, 3 months for the second, 6 months for the third, 12 months for the fourth and later.
  • Unpaid fines and costs on a moving violation: if the court asks, Service Oklahoma suspends your license no sooner than 180 days after notice, until you pay or get a release.
  • Failure to appear on a traffic citation: Service Oklahoma suspends your license when the court clerk asks (or asks your home state to suspend it), until you appear and are released.
  • Eluding police: 6 months for a first conviction, 1 year for a second, 3 years for a third or more.

Getting your license back after a suspension costs $25 in Oklahoma, before any course or court costs.[8]

Can Driver Improvement / Defensive Driving Course keep a ticket off your record in Oklahoma?

It can help. Completing an approved course takes 2 points off your record.[2][7]

How often: The 2-point credit is given only once every 24 months.

Official list of approved schools ↗

Is it worth it for your ticket? Get a yes or no →

Who qualifies, CDL drivers and cost

Completing an approved course takes 2 points off your record. It does not dismiss the ticket or remove the conviction.[2][7]

Who can use it: Anyone can enroll. You don't need a court order. Courses are approved by the state and run at least 4 hours (Service Oklahoma lists 6).[7][2]

Do school and work zones cost more?

School zones

Doubled. Speeding in a marked school zone while the reduced limit is in effect doubles the fine.[5][18]

Work zones

Doubled for speeding in a construction zone or tollbooth zone.[18]

When is your ticket due?

  1. Date on noticePay or respondset by the court[20][15][19]
    Details

    Pay (plead by mail or online) or appear by the court date on your citation. If you miss it: The court clerk can ask Service Oklahoma to suspend your license for failure to appear.

  2. 180daysSuspension for unpaid fines and costs takes effectfrom the notice date[6]
    Details

    Suspension for unpaid fines and costs takes effect. If you miss it: License suspended until you pay in full or the court releases you.

  3. Date on noticeShow proof you were insured to have a no-insurance ticket dismissed without court costsset by the court[9]
What happens if you don't respond

If you don't pay or appear by your court date, the court clerk can send a suspension request to Service Oklahoma. It then suspends your Oklahoma license, or asks your home state to suspend it under the Nonresident Violator Compact. To clear it, you appear in the case, get a release from the court and pay Service Oklahoma's fees ($25 processing plus a $25 reinstatement fee).[15][8]

Work out your exact dates → · Already missed it?

Will an out-of-state ticket follow you home?

Drivers from other compact states are released on a promise to appear. If you miss your court date, Oklahoma asks your home state to suspend your license until you clear the ticket. Service Oklahoma can also act on convictions from other states, but not more harshly than for the same offense here.[20][15][6]

How out-of-state tickets work →

How much will it raise your insurance in Oklahoma?

One speeding ticket raised a full-coverage premium by about 22% on average in Oklahoma[1], from a clean-record average of $2,568 a year.[1] If that increase stays for three years, that's about $1,695 on top of the fine.

Averages from ValuePenguin State of Auto Insurance in 2026, not a quote. Insurers differ, and many look back three to five years.

Where are the official pages?

What else do people ask?

How do points work in Oklahoma?

Service Oklahoma adds points for moving violations, from 1 to 4 per ticket. Reaching 10 or more points within 5 years suspends your license. Two points come off after 12 months with no new pointable conviction, and 3 clean years reset you to zero. Speeding 1-10 mph over, seat belt tickets and texting tickets add no points for a regular license.

How many points before your license is at risk in Oklahoma?

10 points in 60 months: Suspension: 1 month for the first point suspension, 3 months for the second, 6 months for the third, 12 months for the fourth and later.

Can traffic school keep a ticket off my record in Oklahoma?

Driver Improvement / Defensive Driving Course: Completing an approved course takes 2 points off your record. It does not dismiss the ticket or remove the conviction. Limit: The 2-point credit is given only once every 24 months.

Will an out-of-state ticket follow me home to Oklahoma?

Oklahoma is a member of the Driver License Compact, so convictions in other member states are reported to Oklahoma. Drivers from other compact states are released on a promise to appear. If you miss your court date, Oklahoma asks your home state to suspend your license until you clear the ticket. Service Oklahoma can also act on convictions from other states, but not more harshly than for the same offense here.

How much does a speeding ticket raise insurance in Oklahoma?

About 22% on average for full coverage, according to ValuePenguin State of Auto Insurance in 2026. Your insurer's rate can differ a lot from the average.

Sources

Oklahoma law and DMV sources (20)
  1. AAMVA DLC/NRVC Member Joinder Dates (rev. April 2026), AAMVA.
  2. Violations, Suspensions, & Reinstatements (Hub), Service Oklahoma.
  3. 47 O.S. 11-801 Basic rule, maximum limits, fines, Oklahoma State Courts Network (Oklahoma Statutes).
  4. 47 O.S. 11-801e Speeding 1-10 mph over: fine and costs, Oklahoma State Courts Network (Oklahoma Statutes).
  5. 47 O.S. 11-806.1 School zone reduced speed limit, Oklahoma State Courts Network (Oklahoma Statutes).
  6. 47 O.S. 6-206 Authority of department to suspend license, Oklahoma State Courts Network (Oklahoma Statutes).
  7. 47 O.S. 6-206.1 Driver improvement or defensive driving course, Oklahoma State Courts Network (Oklahoma Statutes).
  8. 47 O.S. 6-212 Conditions for reinstatement, fees, Oklahoma State Courts Network (Oklahoma Statutes).
  9. 47 O.S. 7-606 Failure to maintain insurance, penalties, Oklahoma State Courts Network (Oklahoma Statutes).
  10. 47 O.S. 11-705 Meeting or overtaking stopped school bus, Oklahoma State Courts Network (Oklahoma Statutes).
  11. 47 O.S. 11-901d Texting while driving, Oklahoma State Courts Network (Oklahoma Statutes).
  12. 47 O.S. 12-417 Seat belt use, Oklahoma State Courts Network (Oklahoma Statutes).
  13. 47 O.S. 17-101 Misdemeanors, general penalty, Oklahoma State Courts Network (Oklahoma Statutes).
  14. 22 O.S. 1115.3 Bail for traffic offenses, AOC schedule, Oklahoma State Courts Network (Oklahoma Statutes).
  15. 22 O.S. 1115.5 Service Oklahoma driving privilege suspensions (failure to appear), Oklahoma State Courts Network (Oklahoma Statutes).
  16. 22 O.S. 991c Deferred sentence, Oklahoma State Courts Network (Oklahoma Statutes).
  17. Service Oklahoma Traffic Violation Code Book (Rev. 05/01/2026), Service Oklahoma.
  18. Summary of Costs, effective November 1, 2025 (statewide court cost summary, copy posted by McCurtain County), McCurtain County Court Clerk (statewide summary).
  19. Traffic Tickets, Oklahoma County Court Clerk.
  20. 22 O.S. 1115.1A Release on personal recognizance for traffic violations, Oklahoma State Courts Network (Oklahoma Statutes).
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).