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Speeding ticket in Oklahoma

A speeding ticket in Oklahoma costs $100–$449 on the state schedule and carries 0–4 points. Insurance typically rises about 22% after one ticket.

Fine$100–$449state schedule
Points0–4
Insurance over 3 years+$1,695+22% for about 3 years
Driver Improvement / Defensive Driving CourseYes

Add up my ticket All Oklahoma rules

What does the Oklahoma state schedule charge for a speeding ticket?

1–10 mph over$100[4][18]
11–15 mph over$264[3][4][18]
16–20 mph over$279[3][4][18]
21–25 mph over$319[3][4][18]
26–30 mph over$379[3][4][18]
31–35 mph over$399[3][4][18]
36+ mph over$449[3][4][18]

How many points is it?

Will a speeding ticket raise your insurance?

Most likely. Insurers treat it as a speeding conviction. In Oklahoma one speeding ticket raised a full-coverage premium by about 22% on average[1], or about $1,695 over three years on a typical $2,568 policy[1]. This is an average from ValuePenguin State of Auto Insurance in 2026, not a quote.

How long do you have to respond to a speeding ticket in Oklahoma?

  1. Date on noticePay or respondset by the court[20][15][19]
    Details

    Pay (plead by mail or online) or appear by the court date on your citation. If you miss it: The court clerk can ask Service Oklahoma to suspend your license for failure to appear.

  2. 180daysSuspension for unpaid fines and costs takes effectfrom the notice date[6]
    Details

    Suspension for unpaid fines and costs takes effect. If you miss it: License suspended until you pay in full or the court releases you.

Can you keep a speeding ticket off your Oklahoma record?

Every way to handle an Oklahoma ticket, from paying to contesting →

Speeding tickets in every state →

What else do people ask?

How many points is a speeding ticket in Oklahoma?

Speeding, 1–10 mph over: 0 points. Speeding, 11–25 mph over: 2 points. Speeding, 26+ mph over: 3 points. Speeding 41 mph or more over: 4 points.

Will a speeding ticket raise my insurance in Oklahoma?

A speeding ticket raised full-coverage premiums about 22% on average in Oklahoma (ValuePenguin State of Auto Insurance in 2026).

Sources

Oklahoma law and DMV sources (10)
  1. Violations, Suspensions, & Reinstatements (Hub), Service Oklahoma.
  2. 47 O.S. 11-801 Basic rule, maximum limits, fines, Oklahoma State Courts Network (Oklahoma Statutes).
  3. 47 O.S. 11-801e Speeding 1-10 mph over: fine and costs, Oklahoma State Courts Network (Oklahoma Statutes).
  4. 47 O.S. 6-206 Authority of department to suspend license, Oklahoma State Courts Network (Oklahoma Statutes).
  5. 47 O.S. 6-206.1 Driver improvement or defensive driving course, Oklahoma State Courts Network (Oklahoma Statutes).
  6. 22 O.S. 1115.5 Service Oklahoma driving privilege suspensions (failure to appear), Oklahoma State Courts Network (Oklahoma Statutes).
  7. Service Oklahoma Traffic Violation Code Book (Rev. 05/01/2026), Service Oklahoma.
  8. Summary of Costs, effective November 1, 2025 (statewide court cost summary, copy posted by McCurtain County), McCurtain County Court Clerk (statewide summary).
  9. Traffic Tickets, Oklahoma County Court Clerk.
  10. 22 O.S. 1115.1A Release on personal recognizance for traffic violations, Oklahoma State Courts Network (Oklahoma Statutes).
Insurance sources (4)
  1. State of Auto Insurance in 2026, ValuePenguin (LendingTree).
  2. Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
  3. How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
  4. How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).