Texting while driving ticket in Oklahoma
A texting ticket in Oklahoma costs $100–$254 on the state schedule and adds no points.
Fine$100–$254state schedule
PointsNone
Driver Improvement / Defensive Driving CourseYes
Add up my ticket All Oklahoma rules
What does the Oklahoma state schedule charge for a texting ticket?
| Ticket | You pay |
|---|---|
| Texting while drivingFine up to $100, no points. | Up to $100[11] |
| Hand-held phone in a marked school or construction zone | $254[18] |
How many points is it?
Will a texting ticket raise your insurance in Oklahoma?
Probably, once it is on your record. Insurers rate a texting ticket as a moving violation. In Oklahoma one speeding ticket raised a full-coverage premium about 22% on average[1], or about $1,695 over three years. A texting ticket usually lands in the same range.
Estimate based on the state's speeding average, not a quote.
How long do you have to respond to a texting ticket in Oklahoma?
- Date on noticePay or respondset by the court[20][15][19]
Details
Pay (plead by mail or online) or appear by the court date on your citation. If you miss it: The court clerk can ask Service Oklahoma to suspend your license for failure to appear.
- 180daysSuspension for unpaid fines and costs takes effectfrom the notice date[6]
Details
Suspension for unpaid fines and costs takes effect. If you miss it: License suspended until you pay in full or the court releases you.
Can you keep a texting ticket off your Oklahoma record?
Every way to handle an Oklahoma ticket, from paying to contesting →
Texting tickets in other states →
Got a different ticket in Oklahoma?
- Speeding
- School zone
- Work zone
- Red light
- Stop sign
- No insurance
- Seat belt
- School bus
- Failure to yield
- Parking
What else do people ask?
How many points is a texting ticket in Oklahoma?
Handheld phone use: 0 points.
Will a texting ticket raise my insurance in Oklahoma?
Probably, if it goes on your record. Insurers rate it as a moving violation. In Oklahoma a speeding ticket raised full-coverage premiums about 22% on average (ValuePenguin State of Auto Insurance in 2026), and a texting ticket tends to land in the same range.
Sources
Oklahoma law and DMV sources (9)
- Violations, Suspensions, & Reinstatements (Hub), Service Oklahoma.
- 47 O.S. 6-206 Authority of department to suspend license, Oklahoma State Courts Network (Oklahoma Statutes).
- 47 O.S. 6-206.1 Driver improvement or defensive driving course, Oklahoma State Courts Network (Oklahoma Statutes).
- 47 O.S. 11-901d Texting while driving, Oklahoma State Courts Network (Oklahoma Statutes).
- 22 O.S. 1115.5 Service Oklahoma driving privilege suspensions (failure to appear), Oklahoma State Courts Network (Oklahoma Statutes).
- Service Oklahoma Traffic Violation Code Book (Rev. 05/01/2026), Service Oklahoma.
- Summary of Costs, effective November 1, 2025 (statewide court cost summary, copy posted by McCurtain County), McCurtain County Court Clerk (statewide summary).
- Traffic Tickets, Oklahoma County Court Clerk.
- 22 O.S. 1115.1A Release on personal recognizance for traffic violations, Oklahoma State Courts Network (Oklahoma Statutes).
Insurance sources (4)
- State of Auto Insurance in 2026, ValuePenguin (LendingTree).
- Car Insurance Rate Increases with a Speeding Ticket in 2026, ValuePenguin (LendingTree).
- How Does a DUI Affect Your Auto Insurance Rates in 2026?, ValuePenguin (LendingTree).
- How Much Will My Car Insurance Rates Go Up After a Crash in 2026?, ValuePenguin (LendingTree).